保险公司必须就所推出的投资相连寿险计划，因应个投资者的特定情况提供退保说明文件。你须细阅退保说明文件及签名以示明白内容，才签署申请认购有关计划。
退保说明文件以某些假设回报率作為基础，列出投保人在参与计划首五年内的每年年终时，以及其后每五年直至计划到期时退保，在扣除一切相关费用后，预计可取回的退保发还金额。
大家要留意：说明文件中的回报率只属假设性质，与实际回报率或会有差异。
退保说明文件并非旨在预测投资相连寿险计划可提供的回报，而是要显示根据某些假设回报率，投资者在被扣除费用后，将会获发还的退保金额。中介人在销售投资相连寿险计划的过程中，必须向作為準客户的你解释清楚有关的收费结构。你须在退保说明文件上签名，以示明白文件的内容。
如果想更深入了解投资相连寿险计划，请参阅的。
最後更新日期: 2019年9月30日
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